Terms & Conditions

This Web site provides information about products and services BUKATY makes available to businesses and individuals. Your use of this site assumes you have read and agree to the Terms and Conditions of Use described below.

Products and services listed on this Web site may be outside our control or provided by a third party, in which case BUKATY cannot take responsibility for their content or for any delays, interruptions or errors in the provisions of these additional services, provided BUKATY have exercised reasonable care and diligence in the selection of such providers.

Certain data accessible on this Web site is the intellectual property of various carriers and vendors that work with BUKATY. The data is protected by copyright and other intellectual property laws and all ownership rights remain with the carrier, vendor or BUKATY, as the case may be.

You may only use the data retrieved from our site for your own personal and non-commercial purposes while accessing our site. Such use will be in accordance with these Terms and Conditions of Use and the requirements set out elsewhere on our site. You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our site available in any manner to any third party.

Neither BUKATY nor any third party shall be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from any inaccuracy or incompleteness errors or omissions in the delivery of the data or any other information supplied to you through BUKATY. Neither BUKATY nor any third party shall be liable for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if advised of the possibility of such damages incurred by you or any third party.

Where the information consists of pricing, the data contained therein has been obtained from sources believed reliable. Pricing is not guaranteed by any service provider, third party or BUKATY or any affiliates and may not be complete until final underwriting, service agreement or contracts have been issued. Neither BUKATY nor any information service provider or third party give any warranties as to the accuracy, adequacy, quality or fitness, timeliness, non-infringement or title of any information for a particular purpose or use, and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law. You bear all risk from any use or results of using any information. You are responsible for validating the integrity of any information received over the Internet.

In no event will BUKATY or any information provider or third party be liable for any consequential loss including but not limited to special, incidental, direct or indirect damages resulting from delay or loss of use of our services. BUKATY is not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of our services.

Property and Casualty clients are reminded:

Coverage cannot be bound or altered via voice mail, email, fax or through the agency's website. Orders and change requests are not effective until confirmed directly by a licensed agent of this agency.